Even though Viainvest is one of the most established P2P platforms, it’s also known for its sometimes significant IT problems. When they underwent regulation in 2022, they completely missed adapting their software, and they spent weeks dealing with corrections and updates.
In the event that the P2P platform encounters financial difficulties or has to declare bankruptcy, the company will likely be wound down, and existing loans will continue to run. It’s important to differentiate here whether the insolvency affects the P2P platform or its parent company.
Other users acknowledged delays tied to loans originated in Ukraine and Russia, yet noted full repayment of balances—even after years—reflecting PeerBerry’s reliability in crisis.
Consider creating multiple auto-invest strategies with different parameters to reduce cash drag and optimize portfolio diversification.
Some events during the transition period of becoming a regulated P2P platform have shown that Viainvest can also experience disruptions.
Viainvest also operates under the supervision of the Latvian Central Bank and holds an IBF license, which allows them to issue asset-backed securities.
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Viainvest is a classic P2P lending platform. Similar alternatives with a similar concept in this area would be the platforms Lendermarket and Esketit. These platforms also focus on P2P lending with larger corporate backing.
Viainvest is not only one of the oldest P2P platforms in Europe, but also one of the most popular alternatives among private investors. In the annual P2P Community Voting, the platform made it to the podium three times over the past five years. In 2025, it was even voted the most popular platform.
PeerBerry is a Peer-to-Peer lending platform based in Latvia and offers loans with returns up to 12%, which is similar to what is offered by many European Peer-to-Peer lending platforms.
The positive aspects of Viainvest are its long track record, the transparency applied in most areas, its financial stability and reliable repayments, which have enabled investors to achieve double-digit returns every peerberry year.
“Solid platform with good returns and reliable buyback guarantee. The only frustration is the cash drag – sometimes it takes a few days to get all funds invested. I’d love to see a secondary market added to improve liquidity options, but otherwise very satisfied with my experience.”
I reached out to the chat on a Sunday, received clear instructions by email the next day, and the issue was resolved smoothly and very quickly. Excellent support — congratulations to the team!